MILITARY SPOUSE TOOLS

Military Spouse Tools & Calculators

Free tools for military spouses — calculate take-home pay, compare TRICARE plans, plan your PCS budget, explore MyCAA programs, and more.

10 Free Tools

Calculators & Quizzes

2026 Rates

Official DoD Data

Official

Gov Sources

Health & Benefits

New

TRICARE Plan Comparison

Compare TRICARE Prime, Select, Reserve Select, and For Life side-by-side with estimated annual costs for your family.

Military Child Care Fee Calculator

Calculate CDC, MCCYN, and branch-specific child care fees based on your income. Covers Army, Navy, Air Force, and Coast Guard.

Benefits Eligibility Checker

Find out which military spouse benefits you may qualify for — TRICARE, MyCAA, career resources, and more.

Career & Education

New

Spouse Employment ROI Calculator

Calculate your real take-home pay after childcare, commuting, taxes, and FICA. Includes break-even salary analysis and Social Security career-gap impact.

New

MyCAA Benefits Planner

Explore MyCAA-eligible certificate and license programs. Compare costs, median salaries, remote-work potential, and scholarship coverage.

New

Career Portability Quiz

Find out how well your career travels with PCS moves. Get a portability score and personalized recommendations for licensing compacts and remote work.

PCS & Finance

New

PCS Budget Planner

Estimate out-of-pocket PCS costs versus military entitlements. Covers DLA, MALT, per diem, TLE, security deposits, and more with 2026 JTR rates.

2026 BAH Calculator

Calculate your Basic Allowance for Housing by installation, pay grade, and dependency status using official 2026 DoD rates.

CONUS COLA Calculator

Find your Cost of Living Allowance by ZIP code. Includes rate comparison chart for all COLA locations.

OCONUS COLA Calculator

Calculate your Overseas Cost of Living Allowance for any overseas duty station using current DTMO rates.

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Health & Benefits
Career & Education
PCS & Finance

Resources

Not sure where to start?

Answer a few questions about your service status and family situation to see which benefits you may qualify for.

Find Your Benefits

Military Spouse Tools & Calculators

Health & Benefits

TRICARE Plan Comparison

Military Child Care Fee Calculator

Benefits Eligibility Checker

Career & Education

Spouse Employment ROI Calculator

MyCAA Benefits Planner

Career Portability Quiz

PCS & Finance

PCS Budget Planner

2026 BAH Calculator

CONUS COLA Calculator

OCONUS COLA Calculator

TOPICS

PCS ADVICE

RELATIONSHIP ADVICE

CHILDCARE

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